At New Wave Commercial Finance, we believe equipment financing works best when it’s guided by experience, transparency, and a clear understanding of what business owners need to succeed. Our approach is centered on providing responsive service and practical financing solutions tailored to each client’s goals

    Thank you for your interest in New Wave Commercial Finance. My name is Sarah Payne, and I am the CEO and Founder of the company. My career has been centered around credit and lending, with the past 18 years focused specifically on commercial equipment financing.

Throughout my career, I have worked for respected organizations including GE Capital Transportation Finance, MHC Kenworth, ENGS Commercial Finance, Summit Truck Group, and most recently served as Director of Finance at American Truck Finance. These experiences provided the foundation for building New Wave Commercial Finance,  with a clear focus on helping business owners access practical, reliable financing solutions.

Over the years, I have learned that strong business relationships are built on three key principles: honesty, communication, and dependability. Those values continue to guide every financing solution we structure and every client relationship we build.

New Wave Commercial Finance is a relationship-driven company dedicated to helping small and growing businesses secure the equipment they need to operate and expand with confidence.

Outside of work, I enjoy spending time outdoors, traveling, and hiking with my three dogs. I am also a strong supporter of animal rescue organizations and enjoy contributing to causes that make a difference.

Outstanding customer service is at the core of everything we do. Through clear communication, personalized support, and a strong understanding of each client’s equipment and financing needs, we focus on building lasting relationships that help businesses move forward with confidence and long-term success.